Review Your Financial Activities
- It seems simple, but an easy way to detect fraudulent activity is to check your account statements to be sure that all the transactions are legitimate.
- Check any mail from credit card companies to see if they contain statements from cards in your name that you did not apply for yourself.
- Know when your credit card and bank statements arrive in the mail and be alert if one or more stop showing up in your mailbox—this could mean your account has been taken over and diverted elsewhere.
- You should review your credit report at least annually to make sure there is no unauthorized activity.
- Federal law requires the major nationwide consumer reporting companies (Equifax, Experian, and TransUnion) to give you a free copy of your credit report once a year if you ask for it.
Visit www.AnnualCreditReport.com or call 1-877-322-8228 to order your free credit reports each year. You also can write to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
Click here for more details about credit reporting companies.
